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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

How to Apply for Grants

During the height of the COVID pandemic in 2020, there were billions upon billions of dollars in grants floating around. The federal government funded individual states through the CARES Act, and states got billions of dollars each and decided to...

6 Tips to Increase Chances of Qualifying for a Personal Grant

Grants are monetary awards organizations or governments give individuals or companies for specific projects or activities. They differ from loans because you’ll not have to refund them once awarded. If yo...

4 Types of Personal Grants Given by the American Government

The American government provides support for people having financial challenges in the form of grants. If you’ve lost your job, are earning a low income, or are generally struggling to make ends meet, conside...

If You're a Family Caregiver, You Need to Know About These Grants

Being a caregiver for a loved one is one of the trickiest things a person can do. Not only are you constantly on call to provide care, but you also have to watch a person you love deal with medical problems...

July Inflation Report: Your Quick Guide to Winners and Losers at Checkout (Price Changes by Category)

The U.S. Consumer Price Index (CPI) rose 2.7% year-over-year in July 2025, matching June’s pace, according to the Bureau of Labor Statistics. Monthly inflation incre...

Reminder: No SSI Payment in September 2025. Here’s Why

Millions of Supplemental Security Income (SSI) recipients need to be aware of an important schedule change this year. Normally, SSI payments are deposited on the first of every month. But in September 2025, there wil...

October 2025 Social Security Payment Dates: Retirement, Survivor, and Family Benefits

In October 2025, the Social Security Administration (SSA) will continue its monthly payment schedule for retirement, survivor, and family benefits. Millions of Americans depend on these c...

OPM COLA 2026: What Federal Workers Need to Know About Next Year’s Pay Boost

The Office of Personnel Management (OPM) has confirmed early details of the 2026 cost-of-living adjustment (COLA), giving federal employees a clearer idea of what to expect next year. According ...

The Best Ways to Save Money in 2020

Take Advantage of the Discounts You've Earned! {random_image_1} Our readers have worked hard to provide for their immediate and extended family now and in the future. That's why taking advantage of the discounts they've earned is one ...